Debt holds you back from reaching your financial goals and causes a lot of stress that can make you irritable and frustrated. Unfortunately, many people don’t even realize how much they owe until they reach a point where they are in real trouble, financially speaking. Check out this article for some early signs that let you know you’re carrying too much debt.

Mortgages, car loans, credit card debt – they all take a toll on our finances. As long as you manage your debt responsibly and make timely and substantial payments to reduce it, it doesn’t have to drag you down.