Deciding which bank to use is one of the most important decisions a business owner can make. Each bank’s services and fees affect how expensive and difficult it is for a business to obtain the capital it needs to keep its doors open. It is unlikely for an average business to function without the loans, check-cashing services, credit card processing services, and other functions that a bank can provide. This means that you have to make sure that when you choose a bank, you are choosing the right bank for your business based upon what services you require, what the cost of these services are, and if there are any additional benefits to doing business with that particular institution.