We all know that buying a home is a huge financial decision that requires adequate funds and thorough research. But there's more to owning a home than just buying it. Beyond what you pay to own the home, be sure you take into account the additional costs that come with being a homeowner.

Moving
Moving may seem minor, but it's a cost that often comes soon after forking over a large sum of money. Once you've purchased the home you want to live in, you have to get there. Whether you rent a truck and do the heavy lifting yourself or you have full-service movers take care of the hard work, there will be a cost to move all of your things from your current home into your next home. This is important to remember when you are figuring out how much of a down payment you can afford. You want to make sure you have enough left over to get to that wonderful house once you buy it.